3 Government Schemes under which You will be Benefited in this Lockdown Situation

Govt. Schemes Health Schemes Social Schemes

We are in that time now, where coronavirus is spread like anything and is everywhere. In this view, the Indian government has taken certain steps to control this widespread Covid-19 virus.

Indian government is doing anything and everything to contain this situation by doing 21-day lockdown.

Due to this coronavirus outbreak and seeing what the conditions are, the government has so far taken a calibrated approach to offering relief by relaxing compliance requirements under various statutes and a welfare package for farmers, workers in the unorganized sector and the poor.

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Prime Minister announced Pradhan Mantri Jan Dhan Yojana as the National Mission on Financial Inclusion in his Independence Day address on 15th August 2014, to ensure comprehensive financial inclusion of all the households in the country by providing universal access to banking facilities with at least one basic bank account to every household, financial literacy, access to credit, insurance and pension facility. Under this, a person not having a savings account can open an account without the requirement of any minimum balance.

PMJDY offers unbanked persons easy access to banking services and awareness about financial products through financial literacy programmes. In addition, they receive a RuPay debit card, with inbuilt accident insurance cover of Rs. 2 lakh, and access to overdraft facility upon satisfactory operation of account or credit history of six months.

The facility

In view of this coronavirus spread and lockdown situation, the government has announced various packages. Under the package, the government will provide 5 kg of wheat or rice and 1 kg of pulses free every month for the next three months. Besides, 204 million women Jan Dhan account holders will get Rs 500 per month for the next three months.


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