Atal Pension Yojana will meet every month after the age of 60 under the scheme: The central government has launched a number of schemes aimed at investing in its tenure, which people are also availing. One of the same few government schemes is Atal Pension Yojana. Under the scheme, Rs. 500/-is being deposited directly in the accounts of beneficiaries every month. These schemes were a major relief to the public amid the corona crisis and lack of money in the long-run lockdown.
Atal Pension Yojana : Rs. 5,000/- per month after the age of 60 under this scheme
It is now reported that the central government is soon going to come up with a Minimum return guarantee pension Yojana. The chairman of the Pension Fund Regulatory and Development Authority, Suparam Bandyopadhyay, gave more information about this and said that PFRDA is preparing to introduce pension Yojana guaranteeing minimum returns. The PFRDA is negotiating with pension funds and excitial firms.
Premium of Atal Pension Yojana
Atal Pension Yojana is one of the most rewarding schemes. Under this scheme, after the age of 60 years, you can get pension up to Rs. 1 to 5000 per month. Under Atal Pension Yojana, if the investor dies, his nomani will get 50 per cent pension (50 per cent pension). People up to the age of 18 to 40 years can apply for the scheme.
Atal Pension Yojana is operated by the Pension Fund Regulatory and Development Authority (PFRDA) on behalf of the Government. So far, more than 2.23 crore people have been associated with the scheme.
How beneficial is the plan (How is the plan beneficial)
Atal Pension Yojana has to make partial contribution according to different age and pension slabs. If one joins the scheme in 18 years, he has to invest every month from Rs. 42 to Rs. 210. If someone applies at the age of 40 years, he has to invest Rs. 291 to 1454 per month.
It has to deposit money regularly till the age of 60 years. Thereafter, 60 years will be in the form of pension ranging from 1 thousand to 5000 rupees per month. The more money the beneficiary deposits, the more pension he will get after retirement. The main point of the scheme is that you will also get tax exemption up to Rs 1.5 lakh under section 80C.
Scheme Highlights (Special Things Related to the Scheme)
Under Atal Pension Yojana, investors can invest in a period of 6 months, i.e., Investors Monthly, quarterly or semi-annual. Add the amount of money you need to deposit every month with a bank account. This will automatically auto-debit as much as the unmount. That means the amount fixed from your account will be automatically deducted and credited to your pension account.
The applicant should have these documents
1). Passport size photograph of the applicant.
2). A certificate of age or an educational record that certifies the date of birth.
3). Beneficiary’s ID Proof i.e. Identity Card, Ration Card, Adhar Card etc.
4). Aadhaar number.
5). Registered mobile number of the applicant.
6). Passbook of the beneficiary’s bank.
7). Certificate of income verified from a competent officer, gazetted officer.
8). Disability of the beneficiary, certificate of disability.
If you also want to take advantage of Atal Pension Yojana, you can apply in this way.
1). First you need to visit the official website of Atal Pension Yojana.
2). Then here you need to give the details of your Aadhar Card. Then submit.
3). As soon as you do this, OTP will appear on your Mobile Number, and it will be done as soon as you enter it.
4). Now let you know your bank, type account number and Adress.
5). Your Account will be active as soon as you do so.
6). Then fill in all the information about depositing nominee and premium.
7). Now e-sign the form for verification. At the same time, your registration for Atal Pension Yojana will be completed.